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Issue your own bank instruments on the back of a borrowed financial instrument.

If you receive a valid financial instrument in your own bank from a third party, you should be able to issue your own bank instruments on the back of the instrument that you received. This works perfectly and you can have a back-to-back instrument issued, if you have a relevant banking relation and the financial […]

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“Debt Servicing Ability” and credit enhancement.

Today we are talking about how banks assess a borrowing client and what you can do to get your loan request approved. A basic principle obviously is that you can pay back the loan. This is called   “Debt Servicing Ability” . It can be demonstrated and if required, improved through credit enhancement.     […]

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Securities Lending from a Securities Owner’s perspective

Securities lending is an additional, relatively low-risk way for investors to unlock the full potential of their portfolio. In decades of lending securities Investors and Securities owners have focused on competitive returns while balancing return, risk and cost. If an Investor lends his securities to you, there is a Capital at Risk! With securities lending […]

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Increasing the Equity Ratio in Companies

A high equity ratio is always associated with a high credit rating and also offers a certain buffer for times of crisis. How is the equity ratio actually calculated? As with all ratios (fraction times one hundred), “what is involved” is placed in the numerator. The numerator contains the equity capital. Equity is also the […]

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My Masterclass for Credit Enhancement

Welcome to “My Masterclass for Credit Enhancement”. It is great to interact with people with the desire to always be on top of the market and to acquire and absorb information you might not be able to access in any other way. Reading “My Masterclass for Credit Enhancement” -emails or listening to audios will be […]